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What is PayLater by Grab?
PayLater provides additional payment flexibility. You can make payments in the next month or in 4, 8 or 12 instalments and earn GrabRewards points either way you choose to pay.. A processing fee is applicable for 8 or 12 instalment options.
Starting 1 April, admin fees incurred if you fail to make your payment in time will be SGD$15.
You may read more in the terms of service.
Am I eligible for PayLater?
To qualify, you should be:
- • You’ve been an existing Grab user for at least 6 months
- • You’re aged 18 years and above
- • Your account has been fully verified
- • Your Grab app has been updated to the latest version.
If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Finance, tap on Enjoy Now and Pay Later under Explore GrabPay.
If you don’t see the PayLater option, we’re unfortunately unable to offer this service to you just yet. All approvals are subject to Grab’s internal review.
Why should I use GrabPay?
It's the faster, easier way to pay. Simply swipe on your phone to pay and earn GrabRewards points.
You may use your points to:
- • Redeem discounts off your Grab transactions.
- • Redeem exciting partner rewards from the GrabRewards catalogue.
- • Offset your online and offline payments.
How do I apply a Grab voucher code when checking out?
- • Select GrabPay as the payment option upon checkout.
- • Enter your mobile number registered with Grab and the ensuing SMS-OTP and PIN.
- • Check that the voucher is auto-applied (or key in promo code under "Add Offer") before confirming payment.

I have more questions, where can I find help?
- Find a comprehensive library of help articles in Grab’s Help Center.
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